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Paying Bills On Time Monthly Will Increase Your Credit Score The easiest way to increase your credit score is to continually make on-time payments on all of your monthly bills and financial obligations. This includes your mortgage, car payment, credit... More

Paying Bills On Time Monthly Will Increase Your Credit Score The easiest way to increase your credit score is to continually make on-time payments on all of your monthly bills and financial obligations. This includes your mortgage, car payment, credit cards, store cards, and any other installment loan that you may have. Also, it is important to pay bills regardless if they report to your credit or not. Monthly bills such as cell phones, insurance and medical bills can all be turned over to collection companies if they do become delinquent, resulting in negative accounts showing up on your credit reports. By assuring that your monthly bills are paid on time you will not risk any negative marks being reported to the credit reporting agencies. Over time, continued monthly payments will increase your credit scores naturally. This does not happen overnight and you will only start to see the increase once the account has some age to it and a lengthy history. New accounts will usually Less