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Dispute Credit Report Items There are several reasons that someone would want to dispute credit report items, although two stand out as the most popular reasons. An alarming fact is that over 70% of all credit reports contain errors, and information not... More

Dispute Credit Report Items There are several reasons that someone would want to dispute credit report items, although two stand out as the most popular reasons. An alarming fact is that over 70% of all credit reports contain errors, and information not belonging to the individual. This means that more then 7 out of 10 people have information that does not belong to them being reported to the credit bureaus. You would think that the credit reporting agencies would do a better job at making sure only true and accurate information is being reported, but this is not the case at all. In reality they are concerned with only one thing, and that is making money. Ask anyone who has tried to get information corrected by the credit bureaus directly. It is a complete nightmare and most of the times the problem is not fixed. Disputing information on your credit reports is your right, and the credit bureaus are supposed to follow the Fair Credit Reporting Act in regards to proper investigati Less