Debit Cards in the U.
S.
, 4th Edition
The twin pillars of retail banking revenue—debit interchange and overdraft fees—are under
assault.
As an integral part of consumer checking accounts, debit card transactions drive
interchange revenue and are linked to...
More
Debit Cards in the U.
S.
, 4th Edition
The twin pillars of retail banking revenue—debit interchange and overdraft fees—are under
assault.
As an integral part of consumer checking accounts, debit card transactions drive
interchange revenue and are linked to overdraft fee revenue.
On the heels of new check
overdraft protection rules, debit interchange has been capped, and electronic debit
transactions must now be processed over at least two unaffiliated payment networks.
These
changes are reshaping the debit card competitive landscape and driving sweeping changes
in consumer banking relations, checking account and fee structures, and debit payment
network economics.
Packaged Facts’ Debit Cards in the U.
S.
guides market participants through these changes
and their significance to the marketplace: the evolving trends shaping the debit card
landscape, marketplace winners and losers (debit card issuers, merchant acquirers,
payment networks and card associations), and the impact these t
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