When should you do the senior driving safety course?
Due to advancements in science and technology, Americans are living longer and
healthier lives than ever before.
According to a report compiled by the American Medical
Association in collaboration with the National Highway Traffic Safety Administration by
2030, the population of...
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When should you do the senior driving safety course? Due to advancements in science and technology, Americans are living longer and healthier lives than ever before. According to a report compiled by the American Medical Association in collaboration with the National Highway Traffic Safety Administration by 2030, the population of people over the age of 65 would have doubled, and 20% of the US population will be composed of people in this age bracket. Age has truly been reduced to a mere number and does not necessarily prevent people from living full, active and independent lives. This however, does not mean that the reflexes, vision, and mobility of a 30 year old will be the same as those of a 75 year old. And while we have been able to control and diminish the manifestations of Parkinson’s, Alzheimer’s, Diabetes and other illnesses prevalent among the elderly, we have not been able to eradicate them altogether, which means that besides the inevitable frailty and physical lull tha
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From Christoper Smith
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Pub. on June 21st 2011
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Safety and the Senior Driver
According the US Census Bureau, there are currently 32 million licensed drivers age 65 and
older, and this number will double over the next 40 years.
While this is an indication of the
remarkable quality of life enjoyed by senior citizens today, the undisputed fact remains that
older drivers suffer...
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Safety and the Senior Driver According the US Census Bureau, there are currently 32 million licensed drivers age 65 and older, and this number will double over the next 40 years. While this is an indication of the remarkable quality of life enjoyed by senior citizens today, the undisputed fact remains that older drivers suffer physical and mental limitations that could endanger their lives and others’ if necessary measures are not taken. This article will outline the issues faced by senior drivers in terms of comfort and safety, solutions to these issues, and the cars that incorporate said solutions. 1. Reaction Time: A common concern faced by senior drivers is that their reaction time tends to be slower than before. There are devices on the market that help compensate for this limitation. a) Collision prevention systems and blind spot monitors measure the speed and distance of objects around the car, alerting senior drivers well in advance. b) GPS systems that incorporate advan
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From Christoper Smith
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Pub. on June 17th 2011
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How to Rate Auto Insurance Companies
With the economy in shambles, many people find themselves struggling with finances and in
an attempt to save money sign up for the cheapest auto insurance quote they can find
online.
But purchasing auto insurance solely on the basis of the initial rates quoted by auto
insurance companies can turn...
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How to Rate Auto Insurance Companies With the economy in shambles, many people find themselves struggling with finances and in an attempt to save money sign up for the cheapest auto insurance quote they can find online. But purchasing auto insurance solely on the basis of the initial rates quoted by auto insurance companies can turn out to be a bad decision, one that entirely defeats the purpose of getting insurance in the first place, and one that may put you in the worst possible financial crisis. Unless you pick auto insurance companies on the basis of their reliability, financial stability and customer reviews and complaints, chances are that you will find yourself stuck with an insurance provider that does not have the means or inclination to respond to your claims the way you need. Moreover, the initial quote being low is no guarantee that your insurance rates will remain the same. Reputed, well ranked auto insurance companies, on the other hand, have a reputation to maintain
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From Christoper Smith
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Pub. on May 18th 2011
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Auto Insurance Mistakes You Should Avoid
Given the state of the economy, rising gas prices and the widespread struggle to make ends meet, auto
insurance is not a priority for most people.
Since it is illegal to drive without insurance in most states in the
USA, a common tendency is to pick the cheapest possible quote available,...
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Auto Insurance Mistakes You Should Avoid Given the state of the economy, rising gas prices and the widespread struggle to make ends meet, auto insurance is not a priority for most people. Since it is illegal to drive without insurance in most states in the USA, a common tendency is to pick the cheapest possible quote available, irrespective of the reputation of the insurance company, and purchase just enough coverage to meet the state mandate. Years of paying for auto insurance without receiving any kind of remuneration whatsoever can be extremely frustrating and lead people to believe that it is a complete waste of their hard-earned money. Understandable as it is, getting insufficient coverage or opting for an unreliable provider are insurance mistakes you may regret for the rest of your life, because a split second is all it takes for an accident to occur, for damages to life and property to take place, and if you do not have adequate auto insurance coverage through a reliable and
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From Christoper Smith
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Pub. on May 17th 2011
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New teen drivers: Essentials while handing them the car keys
The first few years that kids grow up and start driving, are perhaps the most anxious
moments in their parents’ lives.
Not only are new teen drivers restless and impulsive, they
also lack the experience and expertise to be on the roads.
This makes them prone to higher...
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New teen drivers: Essentials while handing them the car keys The first few years that kids grow up and start driving, are perhaps the most anxious moments in their parents’ lives. Not only are new teen drivers restless and impulsive, they also lack the experience and expertise to be on the roads. This makes them prone to higher risk and high auto insurance rates. Though teenagers aren’t exactly open to easy dialogues, effective communication is the key to keeping your new teen driver out of danger. They have to be made to understand that not only are they responsible for their lives and those of others on the roads but also for your car. These are some essential points that you should discuss with your new teen driver when you hand them their car keys: 1. While it’s cool to hang out with their friends, distracted driving is a strict no-no; which means no using the cell phone while driving, or applying makeup, or sipping on that steaming hot cappuccino! Distracted driving is one o
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From Christoper Smith
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Pub. on Apr. 25th 2011
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Which cars cost higher for insurance? Which car should you opt for? Tips for finding the right car for your budget. How can you make insurance affordable with the car that you buy and how should you go about when buying an expensive car.
From Christoper Smith
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Pub. on Apr. 20th 2011
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Effective ways to reduce your auto insurance bill
In a recession hit economy it can be very stressing paying steep bills one after another.
While looking to cut costs, one area you can focus on is how to reduce your auto insurance
bill.
Since carrying auto insurance is a necessity in most states of the US, it’s never a good
idea to...
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Effective ways to reduce your auto insurance bill In a recession hit economy it can be very stressing paying steep bills one after another. While looking to cut costs, one area you can focus on is how to reduce your auto insurance bill. Since carrying auto insurance is a necessity in most states of the US, it’s never a good idea to do away with it completely, but you can tailor your policy and find other smart and easy to reduce auto insurance rates successfully. Use public transport as often as you can and let your auto insurance company know about it – The logic is very simple; the less you use your car, the less you expose it to any kind of risk ; a good way to reduce auto insurance rates. So walk, cycle, car pool or use public transport and make sure your auto insurance company knows about it when it’s renewal time. Choose a car that costs less to insure – This is something to do before you buy your next car. The internet has made it very easy to conduct research online.
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From Christoper Smith
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Pub. on March 7th 2011
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Know your facts while shopping for auto insurance
Though most people treat buying auto insurance as a tedious chore, there’s no idea buying
auto insurance if you cannot get the full benefit of it when you need it most.
Here’s a list of
often missed facts that you ought to know before you start shopping for auto insurance....
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Know your facts while shopping for auto insurance Though most people treat buying auto insurance as a tedious chore, there’s no idea buying auto insurance if you cannot get the full benefit of it when you need it most. Here’s a list of often missed facts that you ought to know before you start shopping for auto insurance. Bluebook Value of your car: when you file a claim of your car, the blue book value is taken into account. Bluebook value is simply an appraisal of how much a similar car (make and model) with cost in your area. Insurance companies use this as a reference point to settle your claims fairly when your car is totaled. Often people want their insurance companies to reimburse them for the price they bought their car at, while insurance companies take into account wear and tear and depreciation of the auto over the years. Make sure you know the blue book value of your car when shopping for auto insurance. Car parts OEM and aftermarket – Some companies pay body shops t
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From Christoper Smith
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Pub. on March 5th 2011
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What to do right after an auto accident
An auto accident is an event you can never prepare enough for, yet for most people, driving
on the roads is one of the riskiest things they ever do in their lives.
According to the
National Highway Traffic Safety Administration (NHTSA), almost 34000 people were killed in
more than 5.
8 million...
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What to do right after an auto accident An auto accident is an event you can never prepare enough for, yet for most people, driving on the roads is one of the riskiest things they ever do in their lives. According to the National Highway Traffic Safety Administration (NHTSA), almost 34000 people were killed in more than 5. 8 million crashes in 2009* (*estimated data). Here’s a list of what to do after an auto accident to make the situation for yourself and others around you easier. Assess the situation- Though it’s natural to panic, get angry, feel guilty or get into a state of shock right after an auto accident, try to remain as calm as possible by taking deep breaths. If your car is blocking the road, move it to a side (in some states moving a vehicle from the scene of accident might be illegal till investigations are over, so it’s good to read up your state law over this); if you or your passengers are stranded in the car, switch on your hazard lights and call 911 right away. G
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From Christoper Smith
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Pub. on Feb. 22nd 2011
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Prevent Auto Theft
Just when you have finally been able to buy that long awaited car it gets stolen, leaving you
not only with a huge property loss, but also with the balance payments to be settled.
Farfetched as this may sound, the fact remains that there is an incident of auto theft almost
every 40 seconds in the US!As per the...
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Prevent Auto Theft Just when you have finally been able to buy that long awaited car it gets stolen, leaving you not only with a huge property loss, but also with the balance payments to be settled. Farfetched as this may sound, the fact remains that there is an incident of auto theft almost every 40 seconds in the US!As per the National Insurance Crime Bureau (NICB) 794,616 vehicles were stolen in 2009 causing losses of almost $5. 2 billion. Of these, only 12. 4 percent could be cleared. Not surprisingly, TX and CA reported the largest number of cases of auto theft. The biggest misconception about auto theft is that thieves steal only new cars, so if you have an old one, you are safe. Thieves look for practicality and not necessarily luxury. Used cars, so many of them more than 10 years old, are mostly stolen for their parts, and can help make money faster, with lesser chances of being traced. While auto theft is not completely preventable, there are simple common sense measure
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From Christoper Smith
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Pub. on Feb. 18th 2011
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Are senior drivers actually unfit for the road?
There is a popular perceptionthat senior drivers cause the majority of accidents and hence
should be taken off the roads.
A conservative estimate shows that the number of senior
drivers on American roads is estimated to increase threefold over the next 20 years.
If all
senior drivers...
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Are senior drivers actually unfit for the road? There is a popular perceptionthat senior drivers cause the majority of accidents and hence should be taken off the roads. A conservative estimate shows that the number of senior drivers on American roads is estimated to increase threefold over the next 20 years. If all senior drivers were taken off the roads, the future of the societywould be quite bleak! Many studies have been conducted to find out the driving capabilities (or lack of them) in senior drivers. The findings of a study conducted by AAA show, senior drivers have the highest rate of using seatbelts, have the lowest rate of driving under the influence of alcohol and are responsible for killing fewer pedestrians or motorists than drivers belonging to any other age group. So contrary to popular belief, they really aren’t the unfit, irresponsible maniacs on the road they are made out to be. In fact they are relatively safe drivers because they are more experienced on the road
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From Christoper Smith
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Pub. on Feb. 2nd 2011
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Senior Auto Insurance - How to find low rates
The recent recession has forced many seniors to take a second look at their retirement
funds and find new ways to save money.
Senior auto insurance is one area where, you
can save money by calculating your exact requirements and working your way around
discounts to get the best value for...
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Senior Auto Insurance - How to find low rates The recent recession has forced many seniors to take a second look at their retirement funds and find new ways to save money. Senior auto insurance is one area where, you can save money by calculating your exact requirements and working your way around discounts to get the best value for money deals. Coverage according to your car’s condition - Most states need you to carry at least minimum liability auto insurance; any coverage that you wish to add over that should entirely depend on where you live, the kind of car you drive and how the car is handled. For example if you have a new driver or another senior on your auto insurance policy, stay in a congested area where there is a high rate of road accidents, it’s a good idea to keep higher liability amounts and add collision coverage to your auto insurance policy, especially if you have a newer car. However for cars older than 8-10 years it really makes no financial sense to keep a colli
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From Christoper Smith
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Pub. on Jan. 20th 2011
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Things to look out for when buying a house
Buying a new house is always a period of great excitement and confusion.
You know
you want a nice living room with a fireplace where you can curl up your feet on cold
winter evenings and read your favorite book.
What you don’t know is how much you
will finally end up paying to realize that...
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Things to look out for when buying a house Buying a new house is always a period of great excitement and confusion. You know you want a nice living room with a fireplace where you can curl up your feet on cold winter evenings and read your favorite book. What you don’t know is how much you will finally end up paying to realize that dream. Since buying a house is as much an emotional decision as a practical one, here are some tips that will help you gauge all the advantages and disadvantages of the homes you see and help you rate them on your priority list accordingly. Once you have decided on your budget and basic requirements in a house, like the number of rooms, etc. its time to shortlist a few locations. The most important factors you need to consider in terms of location, while buying a house are: Locality: 1. Proximity to your workplace, good schools, hospitals, utility stores etc. 2. If you are looking at a suburb, you need to ensure it’s well connected to the main town
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From Christoper Smith
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Pub. on Dec. 28th 2010
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Home Security Tips
It has been found that property crimes make up almost a third of all crimes
committed in the US.
Your home is probably the single biggest asset you own and
also one which you are most attached to, emotionally.
It is only natural that you take
extra care to protect your home and belongings from thefts and...
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Home Security Tips It has been found that property crimes make up almost a third of all crimes committed in the US. Your home is probably the single biggest asset you own and also one which you are most attached to, emotionally. It is only natural that you take extra care to protect your home and belongings from thefts and burglaries, as a burglary is not just someone stealing your stuff; it is a huge violation of your privacy. These home security tips should set you on the right track towards keeping your house safe and secure as well as ensure you peace of mind about your belongings. As per a study conducted by the Insurance information Institute, there are higher chances of burglars leaving your house alone, if they are forced to work in light, or spend more time, or make more noise while breaking into your home. That means, if you concentrate on tips for tackling these main home security issues, half your job is done! Try to burgle your own home! Weird as it may sound, the onl
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From Christoper Smith
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Pub. on Dec. 17th 2010
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Vehicle Insurance Quotes
Vehicle Insurance is something one cannot hide from and shopping for auto insurance deals
is something everybody has resorted to at least once ever since you started driving.
With
compulsory insurance cover, announced in most of the states in the US, vehicle insurance
can either just be a liability or a...
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Vehicle Insurance Quotes Vehicle Insurance is something one cannot hide from and shopping for auto insurance deals is something everybody has resorted to at least once ever since you started driving. With compulsory insurance cover, announced in most of the states in the US, vehicle insurance can either just be a liability or a combination of more coverages to get greater security. Before you finalize your auto insurance policy, it is essential to know the different coverage options that are available. Accordingly select what works for you and then decide– Liability – This coverage is a legal necessity in most States. Every State has a pre-defined minimum liability that has to be kept on your vehicle insurance policy. However it is usually advisable to keep liability amounts high as you do not want to fall short and use your personal assets to reimburse the other party in case you are found at fault in an accident. Liability coverage usually includes: a. Bodily injury b. Proper
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From Christoper Smith
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Pub. on Nov. 12th 2010
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Travel Planning
“A journey of a thousand miles must begin with a single step.
” Also, a journey of a thousand
miles needs to be well planned in order for you to enjoy it thoroughly.
Whether the travel
involves adventure, exploring nature, a leisurely stay at a resort, or a series of business
meetings, if the intricacies of travel...
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Travel Planning “A journey of a thousand miles must begin with a single step. ” Also, a journey of a thousand miles needs to be well planned in order for you to enjoy it thoroughly. Whether the travel involves adventure, exploring nature, a leisurely stay at a resort, or a series of business meetings, if the intricacies of travel planning are overlooked it can quickly become a nightmarish experience. This especially holds true for vacations when the last thing you want on your mind is work!! Each kind of travel has its own specific requirements. Depending on your reason for travel, you need to plan accordingly. Travel planning is even more essential when it is with your family, as those are the times when you want to extract the most memorable moments from your vacation. Once your destination is chosen, the next things to work out are logistics. The gear you pack can vary from casual clothes and swim suits for adventure, to formal attire, for business travel. The need to take al
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From Christoper Smith
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Pub. on Nov. 11th 2010
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Keep active to ward away retirement blues
Retirement blues – early or post retirement – are very common.
The time of retirement is
the golden period of our lives that each of us actually long to experience in so many
different ways! Do you find this hard to believe? Well, think about all the times that you
thought of just lazing...
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Keep active to ward away retirement blues Retirement blues – early or post retirement – are very common. The time of retirement is the golden period of our lives that each of us actually long to experience in so many different ways! Do you find this hard to believe? Well, think about all the times that you thought of just lazing on your couch, reading into the final pages of a story ending mysteriously, or watching your favorite television program, taking an afternoon nap, gazing at the evening sunset, pruning your garden or simply having a chat with your partner. This is what each of us yearns for when we fantasize about retirement. Retirement is just a different phase of life which has its own charm. There are so many activities that can keep you busy and keep away the retirement blues. However, there are some important things that should have your attention first – 1. Always keep your medical insurance and other equally important papers in check. 2. Keep your passport and ot
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From Christoper Smith
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Pub. on Oct. 27th 2010
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Senior driving – facts and myths
Senior Driving accidents grab headlines more than those of any other age group.
This has led many to believe that drivers over the age of 60 are probably the worst
drivers on the road.
In sharp contrast, statistics released by the NHTSA (National
Highway Traffic Safety Administration) and the IIHS...
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Senior driving – facts and myths Senior Driving accidents grab headlines more than those of any other age group. This has led many to believe that drivers over the age of 60 are probably the worst drivers on the road. In sharp contrast, statistics released by the NHTSA (National Highway Traffic Safety Administration) and the IIHS (Insurance Institute for Highway Safety) show the safest drivers are found to be between 64 and 69 years old. The highest risk group is actually teenaged male drivers! Senior drivers are however most likely to die in a crash because at their age they are much more frail. Aging and driving- the popular myths about senior drivers that they are careless on the road, have much slower reflexes and are a danger to others on the road because of their erratic driving have all been proved wrong by in-depth studies in this regard. The biggest thing against seniors is the perception that as bodily functions are affected by advancing age, older drivers are higher ris
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From Christoper Smith
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Pub. on Oct. 26th 2010
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