Whole of life
Investment Bonds are life insurance policies (other than Capital Redemption Bonds) in which
you can invest a lump sum.
A popular choice for financial advisers, Investment Bonds are a
potentially tax efficient method of investing long term....
More
Whole of life
Investment Bonds are life insurance policies (other than Capital Redemption Bonds) in which
you can invest a lump sum.
A popular choice for financial advisers, Investment Bonds are a
potentially tax efficient method of investing long term.
As the Investment Bond is an insurance
policy, should the investor die before the end of the term, the nominated estate/trust beneficiaries
will receive a lump sum.
Investment Bonds in conjunction with an appropriate trust are also a
popular method of inheritance tax mitigation.
This is because Investment Bonds have a ‘tax
deferred’ status.
Most Investment Bonds start at £10,000, although some providers may accept a premium as low
as £1,000.
The initial premium (amount you invest) is used to buy a number of units within a
bond.
The bond is the investment’s wrapper; the underlying investment is usually a collective
investment such as a unit trust or Open-Ended Investment Company (OEIC), where the money is
pooled from various inves
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