Are senior drivers actually unfit for the road?
There is a popular perceptionthat senior drivers cause the majority of accidents and hence
should be taken off the roads.
A conservative estimate shows that the number of senior
drivers on American roads is estimated to increase threefold over the next 20 years.
If all
senior drivers...
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Are senior drivers actually unfit for the road? There is a popular perceptionthat senior drivers cause the majority of accidents and hence should be taken off the roads. A conservative estimate shows that the number of senior drivers on American roads is estimated to increase threefold over the next 20 years. If all senior drivers were taken off the roads, the future of the societywould be quite bleak! Many studies have been conducted to find out the driving capabilities (or lack of them) in senior drivers. The findings of a study conducted by AAA show, senior drivers have the highest rate of using seatbelts, have the lowest rate of driving under the influence of alcohol and are responsible for killing fewer pedestrians or motorists than drivers belonging to any other age group. So contrary to popular belief, they really aren’t the unfit, irresponsible maniacs on the road they are made out to be. In fact they are relatively safe drivers because they are more experienced on the road
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From Christoper Smith
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Pub. on Feb. 2nd 2011
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Senior Auto Insurance - How to find low rates
The recent recession has forced many seniors to take a second look at their retirement
funds and find new ways to save money.
Senior auto insurance is one area where, you
can save money by calculating your exact requirements and working your way around
discounts to get the best value for...
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Senior Auto Insurance - How to find low rates The recent recession has forced many seniors to take a second look at their retirement funds and find new ways to save money. Senior auto insurance is one area where, you can save money by calculating your exact requirements and working your way around discounts to get the best value for money deals. Coverage according to your car’s condition - Most states need you to carry at least minimum liability auto insurance; any coverage that you wish to add over that should entirely depend on where you live, the kind of car you drive and how the car is handled. For example if you have a new driver or another senior on your auto insurance policy, stay in a congested area where there is a high rate of road accidents, it’s a good idea to keep higher liability amounts and add collision coverage to your auto insurance policy, especially if you have a newer car. However for cars older than 8-10 years it really makes no financial sense to keep a colli
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From Christoper Smith
Adobe PDF document
Pub. on Jan. 20th 2011
Pages: 2
Views: 2
Downloads: 0
Things to look out for when buying a house
Buying a new house is always a period of great excitement and confusion.
You know
you want a nice living room with a fireplace where you can curl up your feet on cold
winter evenings and read your favorite book.
What you don’t know is how much you
will finally end up paying to realize that...
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Things to look out for when buying a house Buying a new house is always a period of great excitement and confusion. You know you want a nice living room with a fireplace where you can curl up your feet on cold winter evenings and read your favorite book. What you don’t know is how much you will finally end up paying to realize that dream. Since buying a house is as much an emotional decision as a practical one, here are some tips that will help you gauge all the advantages and disadvantages of the homes you see and help you rate them on your priority list accordingly. Once you have decided on your budget and basic requirements in a house, like the number of rooms, etc. its time to shortlist a few locations. The most important factors you need to consider in terms of location, while buying a house are: Locality: 1. Proximity to your workplace, good schools, hospitals, utility stores etc. 2. If you are looking at a suburb, you need to ensure it’s well connected to the main town
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From Christoper Smith
Adobe PDF document
Pub. on Dec. 28th 2010
Pages: 2
Views: 6
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Home Security Tips
It has been found that property crimes make up almost a third of all crimes
committed in the US.
Your home is probably the single biggest asset you own and
also one which you are most attached to, emotionally.
It is only natural that you take
extra care to protect your home and belongings from thefts and...
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Home Security Tips It has been found that property crimes make up almost a third of all crimes committed in the US. Your home is probably the single biggest asset you own and also one which you are most attached to, emotionally. It is only natural that you take extra care to protect your home and belongings from thefts and burglaries, as a burglary is not just someone stealing your stuff; it is a huge violation of your privacy. These home security tips should set you on the right track towards keeping your house safe and secure as well as ensure you peace of mind about your belongings. As per a study conducted by the Insurance information Institute, there are higher chances of burglars leaving your house alone, if they are forced to work in light, or spend more time, or make more noise while breaking into your home. That means, if you concentrate on tips for tackling these main home security issues, half your job is done! Try to burgle your own home! Weird as it may sound, the onl
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From Christoper Smith
Adobe PDF document
Pub. on Dec. 17th 2010
Pages: 2
Views: 1
Downloads: 0
Vehicle Insurance Quotes
Vehicle Insurance is something one cannot hide from and shopping for auto insurance deals
is something everybody has resorted to at least once ever since you started driving.
With
compulsory insurance cover, announced in most of the states in the US, vehicle insurance
can either just be a liability or a...
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Vehicle Insurance Quotes Vehicle Insurance is something one cannot hide from and shopping for auto insurance deals is something everybody has resorted to at least once ever since you started driving. With compulsory insurance cover, announced in most of the states in the US, vehicle insurance can either just be a liability or a combination of more coverages to get greater security. Before you finalize your auto insurance policy, it is essential to know the different coverage options that are available. Accordingly select what works for you and then decide– Liability – This coverage is a legal necessity in most States. Every State has a pre-defined minimum liability that has to be kept on your vehicle insurance policy. However it is usually advisable to keep liability amounts high as you do not want to fall short and use your personal assets to reimburse the other party in case you are found at fault in an accident. Liability coverage usually includes: a. Bodily injury b. Proper
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From Christoper Smith
Adobe PDF document
Pub. on Nov. 12th 2010
Pages: 2
Views: 2
Downloads: 0
Travel Planning
“A journey of a thousand miles must begin with a single step.
” Also, a journey of a thousand
miles needs to be well planned in order for you to enjoy it thoroughly.
Whether the travel
involves adventure, exploring nature, a leisurely stay at a resort, or a series of business
meetings, if the intricacies of travel...
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Travel Planning “A journey of a thousand miles must begin with a single step. ” Also, a journey of a thousand miles needs to be well planned in order for you to enjoy it thoroughly. Whether the travel involves adventure, exploring nature, a leisurely stay at a resort, or a series of business meetings, if the intricacies of travel planning are overlooked it can quickly become a nightmarish experience. This especially holds true for vacations when the last thing you want on your mind is work!! Each kind of travel has its own specific requirements. Depending on your reason for travel, you need to plan accordingly. Travel planning is even more essential when it is with your family, as those are the times when you want to extract the most memorable moments from your vacation. Once your destination is chosen, the next things to work out are logistics. The gear you pack can vary from casual clothes and swim suits for adventure, to formal attire, for business travel. The need to take al
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From Christoper Smith
Adobe PDF document
Pub. on Nov. 11th 2010
Pages: 2
Views: 2
Downloads: 0
Keep active to ward away retirement blues
Retirement blues – early or post retirement – are very common.
The time of retirement is
the golden period of our lives that each of us actually long to experience in so many
different ways! Do you find this hard to believe? Well, think about all the times that you
thought of just lazing...
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Keep active to ward away retirement blues Retirement blues – early or post retirement – are very common. The time of retirement is the golden period of our lives that each of us actually long to experience in so many different ways! Do you find this hard to believe? Well, think about all the times that you thought of just lazing on your couch, reading into the final pages of a story ending mysteriously, or watching your favorite television program, taking an afternoon nap, gazing at the evening sunset, pruning your garden or simply having a chat with your partner. This is what each of us yearns for when we fantasize about retirement. Retirement is just a different phase of life which has its own charm. There are so many activities that can keep you busy and keep away the retirement blues. However, there are some important things that should have your attention first – 1. Always keep your medical insurance and other equally important papers in check. 2. Keep your passport and ot
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From Christoper Smith
Adobe PDF document
Pub. on Oct. 27th 2010
Pages: 2
Views: 1
Downloads: 0
Senior driving – facts and myths
Senior Driving accidents grab headlines more than those of any other age group.
This has led many to believe that drivers over the age of 60 are probably the worst
drivers on the road.
In sharp contrast, statistics released by the NHTSA (National
Highway Traffic Safety Administration) and the IIHS...
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Senior driving – facts and myths Senior Driving accidents grab headlines more than those of any other age group. This has led many to believe that drivers over the age of 60 are probably the worst drivers on the road. In sharp contrast, statistics released by the NHTSA (National Highway Traffic Safety Administration) and the IIHS (Insurance Institute for Highway Safety) show the safest drivers are found to be between 64 and 69 years old. The highest risk group is actually teenaged male drivers! Senior drivers are however most likely to die in a crash because at their age they are much more frail. Aging and driving- the popular myths about senior drivers that they are careless on the road, have much slower reflexes and are a danger to others on the road because of their erratic driving have all been proved wrong by in-depth studies in this regard. The biggest thing against seniors is the perception that as bodily functions are affected by advancing age, older drivers are higher ris
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From Christoper Smith
Adobe PDF document
Pub. on Oct. 26th 2010
Pages: 2
Views: 3
Downloads: 0
Low Cost Insurance: Where to Draw the Line
The most popular topic of discussion when you think “insurance” is „low cost
insurance‟.
Since insurance rates depend on so many factors unique to each person
you‟re never sure whether you are getting yours at a good price or not.
In the quest
for good coverage at lowest possible...
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Low Cost Insurance: Where to Draw the Line The most popular topic of discussion when you think “insurance” is „low cost insurance‟. Since insurance rates depend on so many factors unique to each person you‟re never sure whether you are getting yours at a good price or not. In the quest for good coverage at lowest possible prices, often people end up overlooking important facts that can ruin their chances of getting adequate compensation when they need to claim, defeating the purpose of “cheap insurance”. Here are some things to consider while deciding on a low cost insurance policy. Never shop only for "low price" – Look for a company that answers your questions, has good customer service and handles claims fairly and efficiently. It is very important to check an insurance company‟s claim handling history and then decide whether they are worth investing in or not. Keep your deductable amount manageable – It is a known fact that the higher your deductible, the more money you save
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From Christoper Smith
Adobe PDF document
Pub. on Oct. 4th 2010
Pages: 2
Views: 1
Downloads: 0
Stretch your Dollar - Saving Money the Smart Way
In these uncertain times when people are increasingly being forced to dip into their
long term savings to make ends meet, saving for the future has become more crucial
than ever before.
Effective household budgeting along with differentiating between
needs and wants can go a long way in...
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Stretch your Dollar - Saving Money the Smart Way In these uncertain times when people are increasingly being forced to dip into their long term savings to make ends meet, saving for the future has become more crucial than ever before. Effective household budgeting along with differentiating between needs and wants can go a long way in accumulating savings for retirement and emergencies. Here are some smart money saving tips to stretch your dollar to its maximum worth: Budget, budget, and budget - create a monthly budget for grocery, medicines, essential utilities like gas and other monthly bills. A practical idea is to take different envelopes and mark them for each of these expenditures. Based on past experience, you have a fair idea of how much you can expect to spend on a particular area so put a corresponding amount into each marked envelope. That’s the maximum amount you spend in that month on the said utility. Carry the envelope with you when you have to make a payment. Th
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From Christoper Smith
Adobe PDF document
Pub. on Oct. 1st 2010
Pages: 2
Views: 1
Downloads: 0
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